ACS Student Loans

An ACS student loan is a school loan that is administered by Affiliated Computer Services, Inc., an organization that is recognized for outsourcing business and technology solutions. Many colleges use the ACS student loan because of their ability, through the use of technology, to make the loan process more user friendly. If you have an ACS loan you have the capability of being able to view your account, make payments, receive email notifications and change personal information by going online.

There are several different financial assistance programs that are part of the ACS student loan category. Some of the loans included in the ACS student loan group are:
• Campus Based Student Loan Program (CBSL), which includes the Federal Perkins Loans, Nursing Student Loans (NSL).
• Federal Family Education Loan Program (FFEL), which includes the Stafford Loans (GSL)
• PLUS Loans
• Some loans sponsored by private companies
• Consolidation of direct student loans

ACS student loans require you to complete the FASFA form and the ACS website includes most of the information you will need to apply for an ACS student loan. You can also consolidate your student loans through the ACS loans.

Since most ACS student loans are government student loans you will also receive the benefits that come along with direct student loans, such as:
• Deferred payments
• Deferred interest in some cases
• A low fixed interest rate
• Tax deductible

ACS student loans are amongst the most popular types of educational financing available today. They are readily available for both students and parents. These loans can be gotten either based on need or on credit. Visit the ACS website to get more information on the ACS student loans that are available. You will also find IRS guidelines, a repayment calculator and a glossary to student loan related terms. ACS student loans can go a long way towards helping you meet your goals for the future.